The Home Repair Program helps low-income homeowners restore and maintain their homes. We’re partnering with homeowners to alleviate critical health and safety issues and complete needed home improvement projects. We’re able to do a variety of exterior repairs including roof replacement and repair, siding repair, painting, gutters, and more. Currently we’re doing repairs in Federal Way, Renton, South Seattle (our Neighborhood Revitalization Initiative – NRI – focus neighborhood) and White Center. Check the maps below to see if you are in these service areas and complete and submit the intake form if you are interested in applying.

Habitat is currently accepting applications for exterior repair and preservation work.*

The projects could include but are not limited to the repair, replacement, or upgrade of:

  • Roofs
  • Windows and Exterior Doors
  • Gutters
  • Siding
  • Steps, Ramps, Porches, Decks and Retaining Walls
  • Walkways and Driveways
  • Landscaping
  • Brush and Junk Removal
  • Exterior Painting
  • Interior Work (on a case by case basis)

 

After program eligibility is determined, the homeowner must demonstrate their ability to pay for a loan without exceeding the maximum loan amounts and terms. The maximum allowable AMI is 80%. Applicants are eligible for a 0% interest loan that will be secured with a recorded deed of trust.

The loan amount and term will be determined as follows:

All applications are sent to underwriting. Underwriting will determine applicant eligibility and payment amounts will be based on affordability. After program eligibility is determined, the homeowner must demonstrate their ability to pay for a 0% loan with a household income high enough to maintain their current housing expenses as well as the minimum monthly payment for the repair loan without exceeding the maximum loan installment term of 60 Months (5 years).

How to Apply

Home Repair Program

Step 1 – Intake Form: The first step is to fill out an intake form. An applicant can do this here on our website. If an applicant doesn’t have internet access, they can call our office at 206.855.5214 and we can do their intake over the phone.

Step 2 – Full Application: Once we process their intake, we will determine if the applicant meets our basic requirements. If the applicant is a good fit for our program, we will notify them and send them a full application. Once they turn in a completed application, and we approve it, we will contact them and set up a time for the site visit.

Step 3 – Site Visit: Someone from our repair team will visit the applicant’s home to determine what kind of repairs need to be made, and if they fall under our scope of work.

Step 4 – Review: During this phase, Habitat creates a plan for repairing the home and sends the completed application to our Senior Leadership Team for final review. If the application is approved, we can then schedule the repair based on funding availability.

Step 5 – Repair: Habitat works to repair the home using Habitat staff, AmeriCorps, and possibly contractors and community volunteers.

Repair Selection Criteria:

Habitat for Humanity of Seattle-King County believes and insists on nondiscriminatory selection criteria for all home repair applicants.  Homeowners applying to Habitat for Humanity of Seattle-King County must meet the following criteria:

Homeownership

Own and live in an insured home for at least 1 year
Home must be located in one of our service areas
No liens or judgments greater than $5,000

Willingness to Pay

Meet the household income (gross income before taxes) requirements
Family Size Maximum Gross Income
1 $56,200
2 $64,200
3 $72,250
4 $80,250
5 $86,700
6 $93,100
Be willing to sign a deed of trust that will be recorded
Agree to the terms of the loan based on income eligibility

Willingness to Partner

Complete a minimum of 8 hours of “sweat equity” (work on the repair of your home or a neighbor’s home – accommodations can be made for those with physical limitations and the elderly), attending a 2 hour maintenance class, and raising awareness about Habitat

Repair Program Areas

**zoom in or out of each map for best view**

Renton

South Seattle

Federal Way

White Center

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New Homes Started Construction in 2016

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New Homes sold in 2016

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Number of homes renovated in 2016

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Families served in 2016

FAQ

home repair program

Before you apply for our Home Repair & Preservation program, please take a look at some of the frequently asked questions regarding our home repair work. If your question isn’t answered here please call us at (206) 855-5214. Learn more>>

Completed Repairs

home repair signage

Interested in seeing the repairs Habitat has completed in Seattle-King County? Find out here! Learn more>>

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