The Home Repair Program helps low-income homeowners restore and maintain their homes. We’re partnering with homeowners to alleviate critical health and safety issues and complete needed home improvement projects. We’re able to do a variety of exterior repairs including roof replacement and repair, siding repair, painting, gutters, and more. Currently we’re doing repairs in Federal Way, Renton, South Seattle (our Neighborhood Revitalization Initiative – NRI – focus neighborhood) and White Center. Check the maps below to see if you are in these service areas and complete and submit the intake form if you are interested in applying.
Habitat is currently accepting applications for exterior repair and preservation work.*
The projects could include but are not limited to the repair, replacement, or upgrade of:
- Windows and Exterior Doors
- Steps, Ramps, Porches, Decks and Retaining Walls
- Walkways and Driveways
- Brush and Junk Removal
- Exterior Painting
After program eligibility is determined, the homeowner must demonstrate their ability to pay for a load without exceeding a 30% front-end debt-to-income (DTI) for housing costs and without exceeding the maximum loan amounts and terms. The maximum allowable AMI is 80%. Applicants who are 30% or below the AMI automatically pay a $100 one-time recapture contribution.
The loan amount and term will be determined as follows:
All applications are sent to underwriting. Underwriting will determine applicant eligibility and payment amounts will be based on affordability, keeping the maximum front end debt at 30%. The maximum loan term will be 5 years (60 months). Applicants who cannot afford to pay on a loan pay a a $100 one-time recapture contribution that is collected prior to the beginning of repair work.
How to Apply
Step 1 – Intake Form: The first step is to fill out an intake form. An applicant can do this here on our website. If an applicant doesn’t have internet access, they can call our office at 206.866.7618 and we can do their intake over the phone.
Step 2 – Full Application: Once we process their intake, we will determine if the applicant meets our basic requirements. If the applicant is a good fit for our program, we will notify them and send them a full application. Once they turn in a completed application, and we approve it, we will contact them and set up a time for the site visit.
Step 3 – Site Visit: Someone from our repair team will visit the applicant’s home to determine what kind of repairs need to be made, and if they fall under our scope of work.
Step 4 – Review: During this phase, Habitat creates a plan for repairing the home and sends the completed application to our Senior Leadership Team for final review. If the application is approved, we can then schedule the repair.
Step 5 – Repair: Habitat works to repair the home using Habitat staff, AmeriCorps, and possibly contractors and community volunteers.
Repair Selection Criteria:
Habitat for Humanity of Seattle-King County believes and insists on nondiscriminatory selection criteria for all home repair applicants. Homeowners applying to Habitat for Humanity of Seattle-King County must meet the following criteria:
Willingness to Pay
Willingness to Partner
Repair Program Areas
New Homes Started Construction in 2016
New Homes sold in 2016
Number of homes renovated in 2016
Families served in 2016