Before you apply for our Home Repair & Preservation program, please take a look at some of the frequently asked questions regarding our home repair work. If your question isn’t answered here please call us at (206) 855-5193 or send a quick email to firstname.lastname@example.org.
What kind of repairs do you do?
We are currently able to do a variety of exterior repairs including roof repair/replacement, window and door installation, painting, yard clean-ups, junk removal, siding repair, deck repair, gutters, and more. Projects can be big or small. Interior repairs are limited, but may be provided through the use of a contractor.
Do you work on mobile homes?
Yes, if the home was built after 1976 and the repair of the home does not exceed 50% of the value of the mobile home.
How do I apply for home repairs?
Fill out the home repair intake form or call us at (206) 855-5193. After getting a little bit of information about your home repair needs, we can send you an application in the mail. Please call ahead to make an appointment if you want to meet with a Habitat representative.
What information do I need to apply?
You will need the following documents to submit an application:
- Proof of homeowner’s insurance policy
- A copy of a recent mortgage statement
- A copy of current driver’s license or government issued ID
- A signed copy of your most recent two years federal tax returns
- Proof of income for all adults in the household (pay stubs, benefits letters, etc.)
- Two months most recent bank statements
How long does it take to process an application?
The application process can take 1-6 months, depending on processing paperwork, weather, and the construction schedule. The processing time varies with the volume of applications and how quickly documents are submitted by applicants. Applicants are contacted in a timely manner as to the status and next steps for the application process.
When do you take applications?
We accept applications on a rolling basis, limited to funding.
How do you select which projects to accept?
See: Qualify & Apply.
Do you do credit checks?
Yes, we do run credit reports. Our program is a recapture program, therefore we evaluate your debt to income ratio and credit history.
How do participants pay for repairs?
There are two main ways participants can pay for the project. The first option is a deferred 0%-interest home repair loan that is secured by the property. The loan percentage is determined by a sliding scale depending on your income.
What’s sweat equity?
Sweat equity is the volunteer time participants invest in their home repair project. Depending on the size of the project, participants contribute between 8 hours plus 2 hours for every volunteer day. Not all sweat equity is physical labor and we can accommodate all ages, abilities, and skill levels. Sweat equity can include helping in the Habitat office, approved home repair workshops, and preparing your house for repair.
Do you work in other parts of Seattle?
Right now our home repair program is only operating in Federal Way, Renton, South Seattle, and White Center. We hope to expand into other parts of King County as our program grows. More information on other home repair programs that operate city can be provided by request.